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U.S. Toll-Free:
1.877.GADISH.1

In the Los Angeles Area: 
1.310.497.1233

Email Us and we will respond promptly.

Gadish Financial is an Approved CalPERS Lender

Gadish Financial is a CalSTRS Loan Provider

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The Gadish Experience


Experience the mortgage process with us and you’ll understand the difference between working with us and our competition.  We specialize in providing you with:

The Best Solution - Obtaining the best loans out of a wide pool of wholesale banks and lenders, for you, at no extra charge that takes advantage of tax benefits, and the best interest rates.


Education – Browse our website and you’ll notice that we believe in providing detailed information to educate our clients.  We want you to understand your options.  We want to guide and teach you so you can make educated decisions related to your financing needs.


Efficiency & Accuracy - Ensuring that loans are "locked" on a timely basis, to avoid having to pay higher interest rates.


Consistent Follow-up & Communication – That’s what’s required in any successful transaction.  We’ll obtaining successful financing, so that you don’t risk losing a property due to last minute loss of financing.


Credit Evaluation – Is recommended throughout the year to optimize your financial success.  Ask for our free credit evaluation in order to optimize your best future credit scores.


1st Time Homebuyer Program

The 1st Time Homebuyer Program provides qualified buyers with down payment and closing cost assistance as part of a government program.   To find out if you qualify send us an email with your email address, annual income, and zip code, and we will notify you of your eligibility status.

Single Loan File – Lower Your Payments by Refinancing

Do you have a 2nd mortgage?  With the new single loan file, there’s no need to avoid paying mortgage insurance by obtaining a 2nd loan.  Find out how you can roll your mortgage insurance into the interest rate of your first loan to make it tax deductible, and have your lender pay for it!   To get up to the minute information on new mortgage products email us with your contact information.

Lender Paid Mortgage Insurance Lowers Your Payments

The Lender Paid Mortgage Insurance program features dramatically discounted premiums. The lender usually recoups the cost of the premium by building it into the loan interest rate, making it tax deductible. This structure usually results in a lower or very competitive monthly payment when compared to a second mortgage.

Benefits of lender paid mortgage insurance and a single loan:

Simplify the mortgage process with only one loan, one payment.

Reduce closing costs.

Eliminate mortgage insurance payments.

Provide maximum tax deductibility.

Eliminate the risk of monthly payment increases associated with adjustable seconds.

Make it easier to tap into home equity later.

Make it easier to refinance.

Mortgage Insurance 100% Tax-Deductible

Congress recently passed legislation that allows mortgage insurance premiums to be tax-deductible on purchase and refinance loans closed on or after January 1, 2007.

Mortgage insurance premiums will be 100% deductible for households whose adjusted gross income is $100,000 or less.

The law is effective for the 2007 tax year on loans closed on or after January 1, 2007.
 

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Gadish Properties, Inc. is an equal housing lender.  Licensed by the Department of Real Estate Broker, License number 01505675