Legal Policy

Terms of Use between user and Gadish Properties, Inc., dba Gadish Financial

By accessing or using this website, www.gadishfinancial.com (“Site”), you agree to be bound by this agreement (“Agreement”) and its terms of use. Gadish Financial provides information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. The information and services offered on this Site are provided to you with an understanding that Gadish Financial, its suppliers, and users are not offering legal advice or other professional services. Your use of this Site is subject to the disclaimers and caveats that appear throughout the site and constitutes your agreement to all such terms, conditions and notices. The accuracy of calculators and other tools on this site and their applicability to your circumstances is not guaranteed. You should obtain personal advice from qualified professionals.
Gadish Financial, its affiliates, and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that is taken based on the information, services or other material provided on this Site. While Gadish Financial and its suppliers, strive to keep the information on this Site accurate, complete and up-to-date, Gadish Financial, and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.

Privacy Policy

Gadish Financial recognizes the importance to you of keeping your information secure and confidential and ensures the privacy and security of any and all information that you provide through this Site. Gadish Financial urges you to review their Privacy Policy, by clicking here: Privacy Policy. Websites linked to this Site may have separate privacy policies.

No Unlawful or Prohibited Use

You promise that you will not use this Site for any purpose that is unlawful or prohibited by the terms, conditions, and notices identified in this Agreement. If you violate any of these terms, your permission to use the Site automatically terminates.

Use and Limitation of this Site

You may, for your personal and non-commercial use, print and download materials from this Site. You agree that you will not reproduce, copy, distribute, publish, modify, display, license, transmit, create derivates works from, and/or frame in another web page or use on any other web site, sell or transfer any of the information, list of users, databases or other lists, software, products or services provided through or obtained from this Site. You agree that you will not participate in the activities of “database scraping”, “screen scraping”, or any other type or related or similar activities. You agree that you will not use this Site in any way that would impair damage, overburden or disable this Site, or interfere with any other party's use and enjoyment of this Site. If and when requested by Gadish Financial, you agree to provide true, accurate and complete user information and to refrain from falsely representing or impersonating your affiliation with any person or entity. Except with the written permission of Gadish Financial, you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution. You agree not to attempt to obtain or obtain any information or materials through any means not intentionally made available or provided for through this Site. You agree that Gadish Financial may, at its sole discretion, and at any time, terminate your access to this Site with our without notice. You are responsible for confirming the accuracy, reliability and sufficiency of any information obtained on this Site. All of the materials and information contained in this Site, including any terms and conditions necessary to obtain a loan or other products or services are subject to change at any time. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to determination and final acceptance by Gadish Financial.

Proprietary Rights

Gadish Financial owns the copyright in this Site and the material provided in it and its organization and layout, unless it’s indicated otherwise on the Site. Copyright Gadish Financial, 2005-2007, all rights reserved. No distribution or reproduction of the copyrighted materials of this Site is permitted without the written permission of Gadish Financial. If you wish to inform Gadish Financial of any content that may indicate copyright infringement by any person or entity, pursuant to Title 17, United States Code, Section 512(c)(2) please forward your notification to:

Gadish Financial
5482 Wilshire Blvd., Suite 1612
Los Angeles, CA 90036

Liability Disclaimer

You understand and agree that your use of this Site and your reliance of all of the information and content provided to you by Gadish Financial or any of its affiliates or a third party through this Site is at your sole risk. Gadish Financial makes no implied or express representations, guarantees, or warranties with regard to the accuracy, correctness, appropriateness, sufficiency, value, timeliness, or completeness of such information. The information, services, products, and software available on this Site may contain typographical errors or inaccuracies. This information is provided on an “as available” and “as is” basis. Gadish Financial disclaims expressly all warranties, whether implied or express including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Gadish Financial and its affiliates have no liability to you, to any third party user, or any other user of such information for any expense, damage, or loss, including incidental, consequential, special or punitive damages and including lost revenue or profits caused indirectly or directly by the reliance or use of the information provided by this Site, or with the delay or inability to use this Site, or for any information, products, and/or services provided through this Site or otherwise arising out of the use of this site, whether based on contract, tort, strict liability or otherwise, even if Gadish Financial and any of its affiliates have been advised of possibility of damages. Any material obtained or downloaded through the use of this Site is done at your own risk and discretion. You are and will be solely responsible for any loss of data or damage to your computer system that results from the downloading material or the use of this Site.

Indemnification

Without limiting the foregoing, you agree to indemnify, defend and hold harmless Gadish Financial, its partners, affiliates, subsidiaries, employees, agents, and suppliers from any liability, loss, claim and expense (including attorney's fees) related to your violation of this Agreement and/or due to or arising out of any information provided by this Site, or any other channel.

Gadish Financial, its partners, and affiliates may make changes and/or improvements to this Site at any time, and in no event shall they be liable for any punitive, consequential, indirect, direct, or special damages, including but not limited to damages for loss of use of data or profits that arise out of, or are connected with the use or performance of this Site, or related to the delay or inability to use this Site. If you are dissatisfied with any portion of this Site, or with its terms of use, your sole and exclusive remedy is to stop using this Site.

Links to other Sites

While on this Site, you may access links to third party websites, such as credit bureaus, or real estate professionals. The inclusion of links to third party websites by Gadish Financial does not imply the endorsement of any of the materials on these websites or any affiliation or association with them. You use and access these sites and the information, materials, products, and services contained therein at your own risk. Gadish Financial and its affiliates are not responsible for the quality and/or results of any of the products or services provided by the third party websites. Once you link to a third party web site, Gadish Financial and its affiliates are not responsible for the privacy or security of those sites, and the accuracy, reliability, completeness, or reliability of their information. Once you access a third party’s website you should read that site’s privacy policy before disclosing personal information. Gadish Financial is not responsible for the privacy and security policies of third party sites.

Modifications to this Agreement

Gadish Financial can modify this agreement at any time, and changes will be effective immediately, once the modified Agreement has been posted. You agree to review the Agreement periodically and your continued use of this Site indicates your acceptance of the Agreement that has been modified.

Other

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of California without giving effect to any principles of conflicts of law. You agree and consent to the exclusive jurisdiction and venue of courts sitting in California, County of Los Angeles and/or Central District of California in all disputes arising out of or relating to the use of this Site.
You agree that as a result of this Agreement, or the use of this Site, there is no joint venture, partnership, employment, or agency relationship that exists or is created.
This Agreement constitutes the entire agreement between you and Gadish Financial with respect to this Site. This Agreement supersedes all prior communications and proposals – electronic, oral, or written, between you and Gadish Financial with respect to this Site. If there is any part of this Agreement that is deemed to be unenforceable or invalid pursuant to applicable law, including the warranty disclaimers and liability limitations set forth, then the invalid or unenforceable provision will by deemed superseded by an enforceable and valid provision that closely matches the intent of the original provision, and the remainder of the Agreement will continue to be in effect.

Use of this Site is not authorized in any jurisdiction that does not give effect to all of the provisions of the terms and conditions in this Agreement, including without limitation this paragraph. A printed version of this Agreement and/or any notice obtained in electronic form is admissible in judicial or administrative proceedings based on, or relating to this Agreement to the same extent, and subject to the same conditions as other records and business documents originally generated in printed form.