Loan_Programs_Loan

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U.S. Toll-Free:
1.877.GADISH.1

In the Los Angeles Area:
1.310.497.1233

Email Us and we will respond promptly.

Gadish Financial is an Approved CalPERS Lender

Gadish Financial is a CalSTRS Loan Provider

Loan Sizes

Conforming Loans

These are loans that are available up to a maximum amount of $417,000 for a one-unit property. Conforming loans meet all of the requirements to be eligible for purchase by federally-chartered, private mortgage companies such as Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation). These secondary loan market companies help facilitate the availability of home loans by investing throughout the country. These loans are underwritten using standardized underwriting guidelines. You can choose between either fixed or adjustable rate programs, with payment payback periods of 10,15, 20, 25, 30, or 40 years. Down-payment requirements can be as little as 3%. Some programs allow for no down-payment (100% financing).

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Jumbo Loans

Loan amounts over $417,000 are also known as non-conforming loans. These loans exceed the loan amounts allowed by Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation). Down-payment requirements can be as little as 5% up to a loan amount of $350,000 and 10% for loans up to $650,000.

Jumbo Loans

Types of Loan Programs

First-Time Homebuyer Programs

CalPERS Member Home Loan Program

CalSTRS (California State Teachers' Retirement System)

Second Mortgages and Home Equity Lines of Credit

JOIN THE GADISH PROGRAMS

Gadish Corporate Mortgage Program / Employee Benefit Program

Gadish Smart Buyer Network

Gadish Realtor Referral Network

Gadish Properties, Inc. is an equal housing lender. Licensed by the Department of Real Estate Broker, License number 01505675